Renters Insurance Information
Seattle Renters Insurance
Also Serving Everett, Shoreline, Lynnwood & Surrounding Areas In Washington State
Who Needs Renters Insurance?
Renters insurance is for anyone renting a condo, apartment, house or anything else.
What Does Renters Insurance Cover?
- Your personal belongings (clothes, furniture, electronics, etc.). You can work with our agents to determine what level of renters insurance coverage you may need and whether you need additional coverage for jewelry and higher-priced items.
- Injuries and lawsuits against you. Renters insurance will cover other people's medical bills if they're hurt at your place and it will cover you if someone else sues you over personal injury
- Temporary living expenses. If your place is damaged and you need someplace to stay, renters insurance will cover living expenses.
Decide How Much Insurance You Need
Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.
If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.